Become familiar with what you need to know about whenever choosing to purchase a motor automobile, build a residence, spending for the your your retirement and lots of alternative activities

Become familiar with what you need to know about whenever choosing to purchase a motor automobile, build a residence, spending for the your your retirement and lots of alternative activities



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  • House
  • Private
  • Loans
  • Mortgages

Our mortgage loans give you the means through which you can build, buy or renovate the home or apartment you always hoped you’d own.

The Requirements

Loan approval within 3 times

Discounts on building materials

Loans to create, purchase, renovate or settle A home that is existing Loan

NRFC account holders can buy currency that is foreign Loans. Follow this link for details »

Great things about a Commercial Bank Mortgage Loan

Unique discounts as much as 35per cent for building materials including Roofing sheets, Cement & allied services and products, Paints & allied items, Floor/ Wall tiles, allied accessories that are electrical Wood maintenance systems, Bathroom fittings & accessories and PVC pipelines & fixtures, Hardware things for loans acquired for construction

Loan approval in 3 times with no extra costs

Longer payment period

Versatile approach and approval that is fast

Appealing and competitive interest that is low

Capability of our area branch network that is wide

Mortgage loans are readily available for,

Buying a homely household, apartment or land

Building a home

Doing a partially built household

Renovate, extend or finish a residence

Paying down an existing home related loan


You need to have a regular income that is monthlyminimum Rs 25,000), independently or jointly together with your partner. This earnings should really be adequate to meet up with the loan that is monthly also as living and other costs.

Loan quantity

According to your need and income, you might borrow from Rs 500,000/- as much as Rs 50.0 million. Regardless if your requirement is in more than Rs 50.0 million, you’ll nevertheless negotiate along with your branch supervisor for an increased quantity.


Based on how old you are you might agree for the payment period as high as two decades. Additionally, you are able to choose from 2 modes of re re payment:

Equated monthly payments – where your money plus interest is a fixed amount

Fixed monthly payments – where you repay your money in equal installments plus interest on reducing stability

Mortgage loans for experts

Healthcare Officers registered with Sri Lanka Health Council

Chartered Engineers, Chartered Architects

Chartered Accountants ( people in CA Sri Lanka/ ACCA / CIMA-UK)

Lawyers at Law, Computer Software Designers

Pilots certified under Air Navigation Act

Navigation Officers (Aquatic Officer/ Deck Officer)

Researcher or Senior Academic (respected being an accredited professional) qualify for a reduced amount of 0.5per cent through the posted Floating & Fixed rates of interest

Mortgage loans to buy condominium

We now have tangled up with some of Sri Lanka’s leading Condominium Property Developers to aid the aspirations of Sri Lankans trying to buy flats a few popular places in Colombo, suburbs as well as in Kandy.

You can easily obtain as much as 80percent regarding the worth of a condo at competitive rates of interest with versatile payment choices, and therefore the loans may be disbursed within per week through the date of application where there is tripartite agreements between the financial institution, the Borrower together with Developer.

You merely need certainly to give you the product Sales and buy Agreement with your individual and income associated information to use for the mortgage. Loans are awarded in Sri Lankan Rupees or in Foreign Currency (available limited to Sri Lankans that are used Abroad) with regards to the your decision and foreign exchange Loans could be repaid when you look at the currency that is same through NRFC reports.

Terms & Conditions applyProduct information and terms & conditions are susceptible to differ from time for you to time. Consequently, it is wise to contact the branch nearest for your requirements for the latest information and prevailing terms & conditions.

Submit an application for a loan

Who is able to apply

If you’re a salaried worker or perhaps a freelance experts avove the age of 18 years with an everyday month-to-month income (minimum Rs 25,000), separately or jointly along with your partner, it is possible to submit an application for this center.